Cookie Policy

Last Updated: February 10, 2026

Introduction

This Cookie Policy explains how Paydora ("we", "us", or "our") uses cookies and similar technologies on our website paydora.ng and related services. By using our website, you consent to the use of cookies as described in this policy.

We are committed to protecting your privacy and being transparent about the technologies we use. This policy aims to inform you about the cookies we use, why we use them, and how you can manage your cookie preferences.

What Are Cookies?

Types of Cookies We Use

Essential

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation and access to secure areas.

Functional

Functional Cookies

These cookies allow the website to remember choices you make and provide enhanced, more personal features.

Analytics

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

Marketing

Marketing Cookies

These cookies track your online activity to help advertisers deliver more relevant advertising.

Detailed Cookie List

How We Use Cookies

Essential Functions

  • Authenticate users and prevent fraudulent use of accounts
  • Maintain your session and login state
  • Secure payment processing for NIN verification
  • Remember your cookie preferences

Enhanced Experience

  • Remember your preferences (language, region, etc.)
  • Track NIN verification progress
  • Improve website performance and speed
  • Personalize your experience based on usage patterns

Third-Party Cookies

We may use third-party services that also use cookies. These third parties have their own privacy policies and cookie practices. We recommend you review their policies:

Google Analytics

Analytics and performance tracking

View Google's Cookie Policy

Facebook Pixel

Advertising and conversion tracking

View Facebook's Cookie Policy

Stripe

Payment processing and fraud prevention

View Stripe's Cookie Policy

Cookie Retention Period

Cookies have different lifespans. Some cookies are "session cookies" that expire when you close your browser, while others are "persistent cookies" that remain on your device for a set period:

Session Cookies

Expire when you close your browser. Used for login sessions and temporary data.

Persistent Cookies

Remain on your device for specified periods (days, months, or years). Used for preferences and analytics.

Maximum Duration

We never store cookies for longer than 2 years. Most cookies have much shorter lifespans.

Legal Compliance

Paydora complies with the Nigerian Data Protection Regulation (NDPR) and other applicable data protection laws. Our use of cookies aligns with the following principles:

  • Transparency: We clearly inform you about our use of cookies
  • Consent: We obtain your consent for non-essential cookies
  • Security: We implement appropriate security measures to protect cookie data
  • Control: You have the right to manage your cookie preferences at any time

Contact Us

If you have any questions about our Cookie Policy or how we use cookies, please contact our Data Protection Officer:

Data Protection Officer

DPO, Paydora Limited

privacy@paydora.africa

General Inquiries

support@paydora.africa

+2348158600270

This Cookie Policy was last updated on February 10, 2026. We may update this policy periodically. Any changes will be posted on this page.